Step 1: Gather all your bills Start by compiling every monthly expense — utilities, subscriptions, phone, insurance, internet — so AI has all the info to analyze. Prompt: Here’s a list of my monthly bills with amounts: [paste bills]. Act as a financial optimizer. Identify which bills are overpaying or redundant, and calculate potential savings for each. Step 2: Identify subscription leaks Most people pay for services they don’t fully use. Prompt: From my list, highlight subscriptions that could